KENYA – Jubilee Health Insurance, M-TIBA and Solution Sacco have linked up to introduce a comprehensive and affordable health insurance cover dubbed “Solution Afya medical scheme” in an effort to increase affordable health insurance coverage across Kenya.

Jubilee Health has partnered with M-TIBA and Solution Sacco to ensure that over 25,000 SACCO members and community-based organizations benefit from the health cover through an extensive network of service providers across the country.

Under the deal, Jubilee Health and M-TIBA will also host educational sessions with the SACCO members to demystify insurance and to discuss the benefits of the health cover in a bid to champion socio-economic empowerment.

The partnership for mobile-enabled insurance comes at a time when majority of healthcare expenses are paid out-of-pocket in Kenya which only makes it more difficult for people to access quality care while exposing households to poverty in cases of increased medical bills.

With the large digital shift in the recent past, it is only correct that we bring affordable insurance solutions closer to the fingertips of our customers.

MTIBA Managing Director Moses Kuria


The affordable health insurance cover dubbed “Solution Afya medical scheme” will enable users to sign up and manage their health policies through M-TIBA’s mobile platform for great customer experience specifically users will have quick and stress-free access to the medical scheme over the phone.

Furthermore, users accessing Solution Afya cover through the M-TIBA platform can view their cover details, purchase and track their insurance spend all through their mobile devices hence bringing convenience and affordable healthcare solutions closer to Kenyans.

Digital transformation of the insurance industry will help insurers lower the cost of insurance products and enable consumers meet their health needs at a time when the ongoing COVID-19 pandemic has been a wakeup call for many individuals to focus on their spending habits, health and wellness.

The Solution Afya medical scheme is an affordable health plan that comes with an inbuilt maternity cover, last expense and personal accident cover that will enable members to actualize their health priorities by giving them access to quality and inexpensive health cover.

In addition, Solution Afya members will access periodic medical checkups along with health and wellness programs and trainings geared towards disease prevention in an effort to contribute to their socio-economic empowerment.

Jubilee Insurance Group Chief Executive Officer Dr. Julius Kipngetich explained that consumers across the world are under financial pressure because of the increased cost of living while stressing that Jubilee Health has made it a priority to ensure that health insurance is affordable and accessible.

Dr. Julius Kipngetich further said that the utilization of digital platforms is key in creating understanding and increasing insurance uptake in Kenya, observing that financial constraints and lack of knowledge on insurance products are the biggest barriers to insurance uptake.

Solution Sacco Chief Executive Officer Daniel Marete said that the combination of affordable premiums and leveraging digitization will increase the distribution of insurance products and ultimately extend insurance penetration in Kenya.

High premium cost has been one of the hindrances to insurance uptake in Kenya. Through this partnership with Jubilee Health and M-TIBA, we have set up a cover that meets the different health needs among our members,” Solution Sacco Chief Executive Officer added.

Moreover, MTIBA Managing Director Moses Kuria stated that continued collaborations between different healthcare players will ensure more people are granted access to effective, reliable and very affordable insurance solutions across board.

Liked this article? Sign up to receive our regular email newsletters, focused on Africa and World’s healthcare industry, directly into your inbox. SUBSCRIBE HERE